Chapter 7 and Chapter 13 Bankruptcy Attorney in Jacksonville

Are you looking for an experienced and affordable bankruptcy attorney? If you are struggling to keep your head above water, facing wage garnishment, foreclosure, repossession, or if you are constantly hounded by creditors trying to collect debts. Then it maybe time to seek professional help from an experienced Jacksonville, Bankruptcy Attorney. We are here to listen and help.

United State Bankruptcy Code

Chapter 7 Bankruptcy

Bankruptcy law in the the United States allows for people just like you to file for relief under Chapter 7 of the U.S. Bankruptcy Code, a debtor maybe an individual, a partnership, or a corporation or anther business entity. Chapter 7 is different from other types of Bankruptcy as it can eliminate most debts, give you as fresh start, without having to pay back debtors.

Chapter 11 Bankruptcy

Chapter 11 Bankruptcy allows business who are either sole proprietorships, corporations or in some cases individuals to restructure their company and repay debt under a reorganization plan. The control of the business remains with the filer, but would now be under the bankruptcy court.

Chapter 13 Bankruptcy

Chapter 13 is also know as a “wage earners” plan and allows individuals with a steady income to payback their debtors over a three-five year period. It is most often used as an alternative to Chapter 7 when filers do not qualify under Chapter 7. The debt payed back to creditors is determined by the individuals or debtors “disposable” income.

When Should I File?

Figuring out when to file bankruptcy is always a discussion you can have with our bankruptcy attorney in Jacksonville. If you are having problems paying off debt it’s a good sign that you may need to consider filing. We offer free consultations to everyone in the Jacksonville area. Some common questions are:

  • Is Bankruptcy right for me?
  • Is there such a thing as too much debt for a bankruptcy?
  • Does it cost a lot of money to file?
  • How long will it take?
  • What’s a 341 meeting and where does it take place in Jacksonville?
  • Will I loose my house?
  • Will I loose my car?

How we can help?

Sacks and Sacks Bankruptcy Legal Team – can help you decide which bankruptcy is right for you and discuss the best course of action to take in remedying your financial issues. With 25 years of experience, we can help you wipe out debt, keep your property, and put you on a path to rebuilding your credit and full financial recovery. In these trying times we offer FREE no-contact consultations and we can file your bankruptcy on-line. Give us a call at (904) 396-5557 or contact us. We can start your journey to financial repair and well being today.

Sacks and Sacks Law
1646 Emerson St. Suite B Jacksonville, FL 32207

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